DMI Finance: Personal Loan App

DMI Finance — A funding gateway trusted by 50L+ users for diverse digital loan solutions

Get 100% secure loans with a seamless application procedure. Apply for a loan online in minutes, track disbursal, manage EMIs, check loan eligibility and check your credit score on the DMI Finance loan app. From consumption to personal loans and small business loans, get multiple loans right at your fingertips. 💸

DMI Finance — Online Loan For Unique Needs

➡️ Personal loan online
Apply for an online personal loan from ₹50,000 to ₹10,00,000 on the DMI Finance personal loan app. Open funding doors for new opportunities with effortless personal loans online curated for travel, wedding, education and more. You can also check loan eligibility and your credit score in the app.

➡️ MSME Loans / Business Loans
Innovation and expansion are now simplified. DMI business loan app proudly serves MSME and business loan needs up to ₹25,00,000 for working capital, inventory purchase, office renovation and more. We are also a business loan app for women-owned enterprises.

Simplifying loans online for business needs, MSME loans at DMI Finance also include secured business loan options against property, equipment, and machinery. You can also perform a credit score check and explore online business loan features for self-employed users.

➡️ Consumption loan
The DMI Finance online loan app helps you manage your consumption loan and pay EMI with ease. Shop for your favorite Samsung products and pay later with simple EMI plans through our loan platform.

DMI Finance Personal Loan App For Your Funding Needs

📲 Effortless loan process
From online personal loan application and assessment to approval, disbursal and repayments, each step is smooth and 100% digital. The DMI Finance online personal loan app is perfect for users looking for seamless online loans.

📲 Attractive rates of interest
A personal loan online with competitive rates and no financial burden.

📲 Hassle-free Disbursal
Once approved, the amount for online personal loans is credited to your account—ideal for users searching for online loan or personal loan support.

📲 Flexible repayment
Easy repayments via UPI, net banking and more. Automate EMIs, track EMI history, and manage your schedule easily through the app.

📲 100% digital process
You can get a business loan, check cibil score, access your credit report on this app and view CIBIL report online insights.

How Does A Personal Loan Using The DMI Finance App Work?

1. Loan Amount: ₹10,000 to ₹5,00,000
2. Repayment Tenor: 12 to 60 months
3. Rate of Interest/Annual Percentage Rate (APR): 12% to 27.9%
4. Eligibility: Minimum household income of ₹3 Lakh per annum

Illustrative Example:
• Loan Amount: ₹50,000
• Tenure: 12 months
• Interest Rate: 22% (on reducing principal balance interest calculation)
• EMI: ₹4,680
• Total Interest Payable: ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
• Processing Fees: (2% of loan amount + GST) = ₹1,180
• Disbursed Amount: ₹50,000 - ₹1,180 = ₹48,820
• Total Amount Payable: ₹4,680 x 12 months = ₹56,160

*Interest rate and processing fees vary as per the products and customer segments.

DMI Finance: Your Security Comes First

Your safety is our priority. Our personal loan app ensures that it never shares your sensitive or personal information with third-party apps.

The only permissions we need from you to function optimally are:

➡️ Installed Apps:
Fraud risk checks

➡️ Device Info:
Prevent unauthorised access

➡️ Location:
For KYC compliance

➡️ Camera & Storage:
For KYC documents & selfies (no access to personal files)

Only responsible lending at DMI Finance-
All loans follow RBI rules and DMI Finance’s responsible lending policies.

https://www.dmifinance.in/app-privacy-policy.php

📲 For 100% digital, safe, and convenient loans at your fingertips, download the DMI Finance loan app and join our family of 5 million+ users today. 🌍

Contact Us-
Phone: 08064807777
Email: customercare@dmifinance.in