SiamDL Personal Loans

Discover financial freedom with SiamDL Personal Loans (Unsecured Loans), a convenient option for all your needs.

Includes:
Minimum and maximum repayment terms of 3-30 months
Maximum annual interest rate (APR) of no more than 30%

Example of total loan application costs, including principal and all related fees

Example of interest calculation:
Loan Approval Date: January 3, 2025
Approved Credit Limit: 100,000 THB
Due Date: Every 4th day of the month
Number of Installments: 12
Monthly Installment: 9,800 THB per month
Customers receive an interest rate of 30% per annum

Interest is calculated based on the number of days per installment, starting from the previous installment's due date to the current installment's due date (except for the first installment, which is calculated from the 5th day after the loan approval date). An example calculation is as follows:

Interest Calculation

Approved loan amount of 100,000 baht, approved on January 3, 2025. Repayment period: 12 installments. Interest rate: 30% per annum. Payment due on the 4th of each month. Installment payment: 9,800 baht per installment.

1. If the customer pays on schedule:
Payment of 9,800 baht on February 4, 2025, as scheduled.
Principal amount: 7,169.86 baht
Interest amount: 2,630.14 baht
Principal balance: 100,000 - 7,169.86 = 92,830.14 baht

2. If the customer pays early:
Installment payment of 9,800 baht, due on February 1, 2025, early.
Principal amount: 7,416.44 baht
Interest amount: 2,383.56 baht
Principal balance: 100,000 – 7,416.44 baht = 92,583.56 baht

3. Late payment:
Principal amount: 6,676.71 baht (9,800 - 3,123.29 baht)
Normal interest amount (38 days): 3,123.29 baht [Text Wrapping Break] Late interest (5 days): 2.95 baht
Principal balance: 100,000 – 2.95 – 6,676.71 baht = 93,320.34 baht

*** Note: Late payment: 3% interest will be charged based on the principal for that installment. The maximum interest rate is 33% per annum, as announced by the Bank of Thailand.

We have a strict privacy policy that fully discloses the access, collection, use, and sharing of users' personal and sensitive information, subject to restrictions. Details are available at the link here: siamdl.co.th/th/privacy-policy.

No collateral or guarantor required. Credit limits are up to 5 times your average monthly income, or up to 200,000 baht, with repayment options of up to 30 months.

- Fast cash loans with approval results within 15 minutes.
- Personal loans offer a fully online service, including applying, receiving funds, checking balances, paying bills, and installment plans.
- Legal loans under the supervision of the Bank of Thailand and ensuring data security in accordance with the Personal Data Protection Act.
- Transparent services, fair loans with a normal interest rate of 30%, and debt counseling available.
- Low-income individuals can apply, starting at 12,000 baht.

Interest rates and repayments SiamDL Personal Loan
● Credit limit up to 5 times your average monthly income, up to 200,000 baht.
● Regular interest rate up to 30% per annum.
● Interest is calculated on a declining balance (Effective Rate).
● Interest is calculated daily for the calendar year, but not exceeding the interest rate set by the Bank of Thailand.

*Terms and conditions apply.
SiamDL – Your partner in enhancing your financial capabilities!