Oro Money | Gold Loans at home

Looking for a gold loan that's quick, convenient, and tension-free? With Oro Money, you can get instant gold loans at our lender branches with the highest per gram gold rate and low interest rates.

Loans are provided by our RBI-regulated lending partners: Federal Bank, Tenmark Capital Private Limited, Kumbhat Financial Services Ltd and Sunita Finlease Ltd. See full loan terms and disclosures at the end.

💰 Your gold loan amount is credited to your account within 30 minutes by our lending partner. Your gold jewellery is stored securely in bank lockers.

Now available across 10 cities - Chennai, Bengaluru, Pune, Hyderabad, Vijayawada, Guntur, Karimnagar, Warangal, Mahabubnagar, Rajahmundry

What can you do with the Oro app?

💰 Request a Gold Loan – Apply for instant gold loans effortlessly.
📆 Schedule Appointments – Book a visit to a lender branch to get your gold valued.
🗞️ Choose Plans – Pick interest rates and per gram gold rates tailored to your needs.
💸 Manage Loans – Check interest, pay via UPI, debit card, or Net Banking.
🚚 Request Jewellery Release – Request the release of your jewellery after you repay your loan.
📳 Stay Updated – Get notifications about jewellery safety and payments.

Why Oro for your gold loan?

🏦 Trusted Lenders, Secure Storage – Oro's gold loans are provided by our RBI-regulated lending partners, with secure locker storage for your gold.
⏬ Low Interest Rates – Starting at 0.83% per month (9.90% p.a.), with flexible repayment options.
⏫ Highest Per Gram Gold Rate – Unlock maximum value from your gold.
✅ Transparent Charges – All fees are shown in your Key Fact Statement before you accept a loan.
📄 Clear Interest – Your interest rate and total cost are shown before you accept.
😌 Hassle-Free Process – Just 3 steps: Book, Value, and Transfer.
😄 Customized Solutions – Choose plans based on interest rate, loan tenure, and payment frequency.
📲 Manage Loans On-the-Go – Use the Oro app to track payments and renew loans.
🤳🏼 One-Click Jewellery Release – Request your jewellery back with one click.

Oro 3 step gold loan process:

Book Appointment —> Get Gold Valued —> Receive Money

With Oro, you get a gold loan that's transparent, secure, and tailored to your needs. Whether you're in Chennai, Bengaluru, Pune, Hyderabad, Vijayawada, Guntur, Karimnagar, Warangal, Mahabubnagar or Rajahmundry, Oro ensures you get the most value for your gold with instant gold loans at our lender branches.

📩 Have questions? Email us at [email protected].

LOAN TERMS AND DISCLOSURES

Lending partners: Federal Bank, Tenmark Capital Private Limited, Kumbhat Financial Services Ltd and Sunita Finlease Ltd. Oro Money is operated by Orocorp Technologies Private Limited, a Lending Service Provider. Orocorp does not lend.

Repayment period: minimum 6 months, maximum 12 months.

Interest: from 9.90% per annum, up to 35% per annum. Maximum APR including all fees: 45% per annum.

Example: Rs 3,06,225 at 15.48% p.a. for 6 months. Interest Rs 24,414, processing fee Rs 0, total repayable Rs 3,30,639, APR 16.63%.

Grievance Officer: Mohammed Kabir, [email protected]