PaisaCash-Personal Credit

PaisaCash-Personal Credit–Reliable Personal Loan App

Loan Information:
Loan Amount: ₹5,000 to ₹3,00,000
Term: 91-360 days
Maximum Annual Interest Rate: 18% per year

Example calculation:
Transparent loan cost example for your reference:
Loan Amount: ₹15,000 | Tenure: 6 months
Processing Fee (incl. GST): ₹885
One-time Application Fee: ₹279 (max applicable)
Monthly EMI: ₹2,638
Total Interest Payable: ₹828
Total repayment: ₹15,000 (principal) + ₹828 (interest) + ₹885 (processing fee) + ₹279 (application fee) = ₹16,992
Final loan terms depend on personal credit profile and eligibility.

Need funds for medical bills, education fees, travel or unexpected emergencies? PaisaCash is a secure, fully digital personal loan app for Indian users. Enjoy hassle-free online borrowing and get funds directly to your bank account anytime you need financial support.

Why Choose PaisaCash?
Revolving Credit Limit: Enjoy flexible revolving credit line. Repay your loan amount, and your available limit restores automatically, allowing you to borrow again anytime for repeated financial needs.
Tailored Loan Amounts: Flexible loan ranges from small emergency funds to large personal loans, catering to all your financial needs.
Flexible EMI Repayment
Transparent Charges: Competitive 18% maximum annual interest rate, with clear processing fees (0%–5% + GST) and one-time application fee. No hidden charges.
100% Paperless Process: Complete the entire loan application and verification online, no physical documents or branch visits required.
Higher Credit Limit Opportunity: Timely loan repayments help eligible users upgrade their loan limits for future use.
Fast Approval & Disbursal: Streamlined verification ensures efficient review and quick fund disbursal for qualified users.

Core Features
Revolving Line of Credit: Unique cyclic credit limit feature. Your available limit restores upon repayment, supporting repeated borrowing without re-applying from scratch.
Multi-scenario Loan: Ideal for emergencies, medical costs, education, travel and daily personal expenses.
Unsecured Loan: No collateral or guarantor needed, borrow purely based on credit eligibility.
24/7 Online Service: Apply for loans anytime, anywhere with no time restrictions.
Real-time Tracking: Monitor your entire loan application progress instantly on the app.
Inclusive Approval: Adopts multi-dimensional credit assessment, covering more eligible users beyond traditional CIBIL scores.

Eligibility Criteria
✔️ Indian Citizen aged 21–58 years
✔️ Salaried or self-employed with stable income
✔️ Valid PAN, Aadhaar card and active bank account
✔️ Complete digital KYC and basic income verification

How to Apply (5 Simple Steps)
1️⃣ Download PaisaCash App
2️⃣ Complete quick eligibility check
3️⃣ Submit digital KYC and bank details
4️⃣ Get fast verification and approval
5️⃣ Receive funds directly in your bank account

PaisaCash-Personal Credit is an official Line of Credit application owned and operated by NAPEAN FINVEST PVT. LTD., an RBI-registered Non-Banking Financial Company (NBFC) in India.

All credit lines available through PaisaCash are evaluated, sanctioned, and provided directly by NAPEAN FINVEST PVT. LTD., which is the sole regulated lender for the application.

Contact Us
- Mail: [email protected]
- Phone number: +91 7303396532
- Address: 801, Pleasant Palace, 16, Narayan Dabholkar Road.