Neu Money: Build Your Credit

Neu Money - Build U.S. Credit with the Neu Visa Credit Card
Neu Money is a credit card app built for people starting or rebuilding their U.S. credit
journey. Eligible users may apply for and manage a Neu Visa Credit Card designed to build
U.S. credit history. Through the app, you can apply for a credit card, manage your account,
track your credit-building progress, make payments, monitor transactions, and access your
card benefits—all from one place.

Neu Money is built for people who are new to the U.S. financial system, including
international students, immigrants, recent graduates, and first-time credit card users.
Eligible applicants without a Social Security Number may apply, subject to our eligibility
requirements.*

Whether you're establishing your first credit history or looking for a straightforward
credit-building card, Neu offers transparent terms and tools to help you manage your
account responsibly.

Manage Your Card with the Neu Money App
Use the Neu Money app to:
• Apply for a Neu Visa Credit Card in minutes
• Complete your application and account verification
• View your available credit and account balance
• Track transactions and payment activity
• Make and manage card payments
• Add your card to your digital wallet for contactless payments
• Freeze or unfreeze your card for added security
• Access customer support directly from the app
• View cash back rewards and referral benefits

Choose the Card That Fits Your Needs
•Neu 1 Visa Card – No Interest
• 0% APR
• Simple monthly membership fee of $7• Starting credit limit from $350
• Good for people who want predictable, fixed monthly costs

Neu 2 Visa Card – No Annual Fee
• No annual fee
• Fixed APR for the life of the account (up to 29.99%)
• Starting credit limit from $350
• Good for people who pay their balance in full each month

Credit Card Benefits
• Starting credit limit from $350, with opportunities for credit limit increases based on
responsible account usage
• Unlimited 3% cash back on eligible airfare purchases
• No foreign transaction fees
• Compatible with supported digital wallets
• Card security features, including account freeze controls
• Real customer support from the Neu team
• Refer eligible friends and earn referral rewards when program requirements are met

Designed For
Neu is designed for eligible users who are building their U.S. credit history, including:
• International students
• New immigrants
• Visa holders, including eligible F-1, J-1, and H-1B applicants
• Recent graduates
• First-time credit card users
• Individuals with limited or no U.S. credit history

Responsible credit card use and on-time payments may help you build your U.S. credit
history over time.*Applicants with a Social Security Number are required to provide it during the application
process.

See rates, fees, eligibility requirements, and important disclosures:
https://neumoney.app/terms-and-conditions/

Neu Visa Credit Cards are issued by Cross River Bank, Member FDIC, pursuant to a license
from Visa U.S.A. Inc. This is not a deposit product.