Simple Khata – Interest Book

****Disclaimer: Simple Khata is a personal ledger app used to record borrow and lend transactions. The app does not provide loans, credit, or financial services.

Note: The Promissory Note feature is intended for record-keeping and documentation purposes. Users are responsible for complying with applicable laws and stamp duty requirements. This app does not provide legal advice.
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Simple Khata – Udhar & EMI Tracker

Track udhar, bahi khata, borrow & lend entries easily.
Includes interest calculator, EMI calculator, Loan Tracker, SIP & RD (Recurring Deposits) calculators.

✨ New Feature
Never miss a payment reminder🔔
Simple Khata now makes it easier to follow up on customer payments.
🔔 Automatic reminders for due soon and overdue accounts
📱 One-tap WhatsApp reminders to quickly message customers

✨ New Feature
📝 Generate Promissory Notes Create professional promissory notes for loans in just a few taps. Add borrower details, witnesses, due date, interest rate, and loan amount, then download or share a PDF for signatures and record keeping.
📒 Manage Your Udhar Smartly

Simple Khata is a reliable bahi khata ledger app designed for Indian users.

Track lend (you gave) and borrow (you took), calculate interest automatically, and manage payments in one clean interface.

Perfect for personal use and small businesses.

⚠️ This app does not provide loans or financial services.
It is only a tool to record and manage personal transactions.

💰 Borrow & Lend Tracker

• Add lend or borrow entries
• Store principal, rate, interest type & period
• Group entries person-wise
• View total outstanding instantly

📊 Accurate Interest Calculation

• Simple or Compound interest
• Monthly or Yearly calculation
• Auto-updated outstanding amount
• Real-time accrued interest

💳 Record Payments Easily

• Add partial or full payments
• Auto-update remaining balance
• View complete payment history
• Attach payment proof (cheque image, etc.)
• Delete last payment if needed

🧮 Built-in Calculators

• EMI Calculator
• Interest Calculator
• SIP Calculator
• RD Calculator

Helpful tools for financial calculations and planning.

📄 Share Receipt PDFs

Generate clean, printable PDF reports:

• Principal
• Interest rate
• Period
• Payment history
• Total due

Share via WhatsApp, Email, or any app.

(No invoices. Only receipt-style reports.)

☁ Backup & Restore

• Backup securely to your Google Drive (app data folder)
• Restore anytime on same or new device
• Safe and reliable

👥 Ideal For

• Small businesses & shopkeepers
• Personal lending/borrowing
• Finance agents
• Anyone maintaining bahi khata / udhaar register

🔐 Privacy First

• Your data stays on your device
• No hidden charges
• Simple & transparent

Start managing your udhar the smart way —
Track entries, calculate interest, record payments, and share receipts in seconds.

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