Mint Money: Loan, Bill Payment

Mint Money Helps You Apply For Instant Personal Loans, Check Your Credit Score, Loan Eligibility And Make Bill Payment - All In One Place.

Whether you need a quick loan to cover medical emergencies, rent or home repairs, Mint Money helps you with personalized loan recommendations & financial insights to make money management easier along with helpful features like credit score checks & bill payments.

Make confident financial decisions with the Mint Money digital loan & bill payment app.

Why Choose Mint Money?
💸 Get instant personal loans up to ₹5,00,000 in just 5 Minutes!*
📉 Instant loans at low interest rates starting at 11% p.a.
🔎 Check your credit/CIBIL score in just 2 Minutes!*
💲Flexible loan repayment tenure
✅ 100% digital cash loans with no paperwork & no collateral
🧾 Pay credit card bills, water, electricity & other bills with Bill Payments
📱 Personal loan interest & EMI loan calculator to calculate your total loan costs
📰 Read trusted financial news from Mint, Hindustan Times & Hindustan Hindi
🎥 Watch Mint Money Shorts - quick videos that simplify personal finance

Check Loan Eligibility & Understand Your Credit Score
Check & monitor your credit score with easy-to-read insights. Mint Money helps you understand factors affecting your credit score & improve your credit health. A stronger credit profile increases your chances of qualifying for better loans.

Support Your Financial Health With Bill Payments
Got multiple bills due at different times each month?
→ Pay with Bill Payments powered by Bharat Connect (BBPS), with instant settlement & rewards on eligible payments
→ Track all your credit card bills in one place and also pay other bills
→ Set reminders & use Auto Pay to stay organised & build better payment habits

Discover Instant Personal Loan Offers
Looking for a personal loan online? Mint Money helps you explore quick personal loan offers from trusted lending partners based on your loan eligibility & credit score online.

Personal Loan Terms & Charges
→ Loan Amount: ₹5,000 – ₹20,00,000
→ Loan Tenure: 6 months – 60 months
→ Annual Percentage Rate (APR): 10.5% – 36% (depending on credit profile) + applicable charges
→ Monthly Interest Rate: 0.9% – 3%
→ Processing Fee: Up to 1.5% – 5% of the loan amount

Representative Personal Loan Example
Loan Amount: ₹1,00,000
Loan Tenure: 36 months
Processing Fee: ₹1,500
Interest: ₹41,238.25
Total Repayment: ₹1,42,738.25
(36 EMIs of ₹3,923 each)

Find The Right Personal Loan For You
Explore & compare personal loan offers online, tailored to your credit profile with the Mint Money credit loan app.

Stay Informed With Trusted Financial Updates
Go beyond loans & credit scores with access to trusted news from Mint and Hindustan Times. Watch Mint Money Shorts: short videos covering personal finance, credit score, budgeting, savings & financial management to help you make informed money decisions. Have a personal finance question? Use the AI Voice Assistant to get quick answers & easy explanations while managing your money.

⚠️ Important Disclosure
Mint Money is a digital platform that facilitates loans through its lending partners. The loan providers available on our platform include: Akara Capital Advisors Private Limited (Stashfin), Si Creva Capital Services Private Limited (Kissht), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, SMFG India Credit and EarlySalary Services Private Limited (Fibe).

These entities are registered Non-Banking Financial Companies (NBFCs) or regulated financial institutions. All loans are sanctioned & disbursed solely by these lending partners in accordance with applicable laws & regulations. Mint Money does not directly lend money or make any lending decisions.

Manage your finances with Mint Money, a money lending app that helps you with instant personal loans, cash loan offers, credit score check & financial news.

Check Loan Eligibility & Apply For Instant Personal Loans Online!