Chumz: Save, Invest & Grow

Chumz is Kenya's #1 savings and investment app, trusted by over 500,000 savers to turn good intentions into real money; automatically, and starting from just Kes 5.

GOAL-BASED SAVINGS
Set a personal savings goal; school fees, rent, an emergency fund, a holiday and let Chumz help you reach it. Prefer saving with others? Create or join a Group Savings goal (chama-style) with friends, family or colleagues.

SAVINGS CHALLENGES
Build the habit through fun, structured challenges designed to keep you motivated: 52 Week Challenge, Mia Kwa Mia Challenge, Envelope Challenge, Arena Challenge, Superfans Challenge & the Vault Challenge. Each challenge is built to turn saving into something you look forward to, not a chore.

SMART NUDGES & REMINDERS
Chumz reminds you when to save based on your transaction patterns and mobile money balance so you save at the right time, without having to think about it. Turn intent into action.

GROW YOUR MONEY
Every shilling you save through Chumz earns a competitive return, so your money grows while you build the habit. Chumz is licensed by the Capital Markets Authority (CMA), so you can save and invest with confidence.
Deposit and save directly from M-Pesa in seconds. No bank account needed, no paperwork, no minimum balance stress; just save what you can, when you can, from as low as KES 5.

WHY 500,000+ KENYANS CHOOSE CHUMZ:
Save from KES 5
Personal & group savings goals
Gamified challenges that build real habits
Smart, behaviour-based reminders, Earn competitive returns on your savings
CMA licensed and secure.

Saving has never been this easy. Download Chumz today and start building a saving habit that lasts.