AutoPay Manager - Voice Alerts

Never miss an autopay deduction again! AutoPay Manager automatically detects and tracks all your recurring payments, subscriptions, EMIs, and bank transactions by reading SMS messages from your bank.

HOW IT WORKS (SMS-Based Financial Transaction Tracking):
AutoPay Manager reads SMS messages from bank sender codes (5-6 digit short codes like VM-ICICIB, AD-HDFCBK, JD-SBIBNK, etc.) to automatically detect:
• Bank transactions - credits and debits from all your accounts
• UPI autopay mandates and recurring payments
• EMI deductions from loans and credit cards
• Mutual Fund SIP investments
• NACH mandates and standing instructions
• Subscription payments (Netflix, Spotify, etc.)

Your personal messages are NEVER accessed - only SMS from recognized financial institutions (banks and payment apps) are processed, and all data stays securely on your device.

KEY FEATURES:

📱 Smart Passbook
• View all bank transactions (credits & debits) in one place
• Track balances across multiple bank accounts
• Filter transactions by bank account
• See total credits, debits, and net balance at a glance

🔄 Autopay Tracking
• Automatically detects autopay mandates from bank SMS
• Tracks UPI autopay, NACH mandates, and standing instructions
• Smart categorization of subscriptions
• View total monthly recurring expenses
• Delete unwanted autopays anytime

🚀 Manage Directly in App
• Tap "Manage" to open PhonePe, Google Pay, Paytm directly
• Quick access to cancel or modify your mandates
• No need to search through payment apps

📊 Auto-Detection
• Scans SMS to detect transactions and autopays automatically
• Supports 15+ major Indian banks (SBI, HDFC, ICICI, Axis, Kotak, and more)
• Works with PhonePe, Google Pay, Paytm, BHIM, Amazon Pay, and more
• Real-time instant detection as SMS arrives

🏷️ Smart Categories
• Entertainment (Netflix, Spotify, Amazon Prime, Disney+ Hotstar)
• Utilities (Jio, Airtel, Vodafone, Broadband)
• Insurance (LIC, Health Insurance)
• Loans & EMIs
• Investments (Mutual Fund SIPs)
• Bills (Electricity, Gas, Credit Cards)

🔒 Privacy & SMS Usage
• Only reads SMS from bank sender codes (5-6 digit numbers like VM-ICICIB)
• Personal messages and chats are NEVER accessed
• All SMS processing happens locally on your device
• No SMS content is uploaded to any server
• Bank-grade encryption for your data
• Your financial data never leaves your phone

WHY SMS PERMISSION IS REQUIRED:
SMS permission is the CORE functionality of this app. Without it, the app cannot:
• Detect bank transactions automatically
• Track autopay mandates and recurring payments
• Show your passbook with real-time updates

The app ONLY reads SMS from financial institutions (banks and UPI apps) and processes everything locally on your device.

WHY AUTOPAY MANAGER?
In India, the average person has 8-12 active autopay subscriptions and multiple bank accounts. AutoPay Manager helps you:
• Track all transactions across all bank accounts
• Identify forgotten subscriptions draining your money
• Never be surprised by auto-debits
• Get a complete picture of your finances

Download now and take control of your money!