creditcase: Mutual Fund Loans

Description

Get loan against MFs & stocks at 9.99% p.a. without breaking your investments!

creditcase, offers a simple and secure way to get a loan against your mutual fund and stock investments. Whether you’re looking for a flexible line of credit, a lower-cost secured loan, or just quick cash, creditcase helps you access funds instantly while your portfolio continues to grow.

WHY CREDITCASE?
⚡Fast disbursal – get loans on MFs in as little as 2 hours
💸 Pay just interest on what you borrow – starting at 9.99% p.a.
📈 Stay invested – no need to sell your MFs or shares to access cash
💰 Save capital gains tax - avoid paying any tax on exiting your investments
🔄 Flexible credit line – borrow, repay, and borrow again anytime
✅ No foreclosure charges – close your loan early without penalties
🧾 Check safely – checking your credit limit doesn’t affect your credit score
🏦 Trusted lending – loans are provided by RBI-regulated NBFC and Bank partners
🔒 Fully digital & secure – 100% paperless with best in class encryption

LOAN AGAINST MUTUAL FUNDS
Turn your mutual funds into a source of instant liquidity without redeeming them. With creditcase, your mutual fund units remain invested and continue to earn returns, while you unlock a loan against them.
- Borrow against equity mutual funds (up to 60% of fund value) or debt funds (up to 80% of fund value).
- Loan tenure up to 36 months.
- Get cash within 2 working hours
- Continue investing in SIPs while your pledged funds remain secure.

LOAN AGAINST STOCKS
Your shares are valuable — you don’t need to sell them for cash flow. With creditcase, you can pledge your listed stocks or ETFs to access a secured loan while keeping ownership intact.
- Borrow up to ₹5 crore against approved stocks & ETFs.
- Loan-to-value up to 60% of eligible securities.
- Get cash within 24 hours
- Keep enjoying dividends, bonuses, and rights issues on pledged shares.

Tenure: 36 months
Maximum Annual Percentage Rate (APR): 13%

RBI Registered Lending Partners :
- DSP Finance

Example:
Interest Rate: 9.99% p.a.
Tenure: 36 months
Cash to be credited: ₹48,525
Processing Fee: ₹1250
GST: ₹225

Total Loan Amount: ₹50,000
EMI: ₹416
Total Repayment Amount: ₹64,985
APR:11.15%

GET STARTED IN 4 SIMPLE STEPS:
1. Calculate your credit limit with PAN & investment details.
2. Confirm details digitally – no paperwork.
3. Link your bank account.
4. Pledge eligible MFs or stocks securely.
Funds are credited directly to your bank account once approved.

DISCLAIMER:
Loans are subject to eligibility and lender approval. All loans are facilitated via Essential Investment Managers Pvt. Ltd. through its DLAs - digital lending apps (creditcase and smallcase), registered with DSP Finance.

Registered Address:
#51, 3rd Floor, Le Parc Richmonde,
Richmond Road, Shanthala Nagar,
Richmond Town, Bangalore - 560025

Growth change in installs

Tracking since 09/07/2026. History accumulates as changes are observed — check back soon.

Alternatives to creditcase: Mutual Fund Loans

Name	Installs	Rating
Upstox Stocks IPO Mutual Funds by Upstox - Stock Market Trading & Demat Account App	49,194,066	4.5
Bachatt: FD, Mutual Fund, Gold by Bachatt Smart Savings (AMFI Registered)	7,306,770	—
Axis Mutual Fund Invest Online by Axis Mutual Fund	5,585,234	4.8
Nippon India Mutual Fund by NAM India	3,076,330	4.0
UTI Mutual Fund Invest Online by UTI Mutual Fund	1,552,954	4.1
Tata Mutual Fund - SIP & Track by Tata Asset Management Ltd.	1,017,720	4.4
Kotak Mutual Fund: SIP, ELSS by Kotak Mutual Fund	830,841	3.3
Dezerv: Mutual Funds & Stocks by Dezerv	731,171	4.2
AssetPlus - Mutual Funds & SIP by AssetPlus - Mutual Funds	609,407	4.6
Geojit: Mutual Funds App, SIP by GEOJIT	602,761	2.8

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