# YONO SBI: Banking, UPI & Pay Android app · by State Bank of India · Finance YONO SBI: Banking, UPI & Pay has 251,918,540 installs, rated 4.0 from 3,066,571 ratings, \#9 of 129,320 in Finance. ## Figures - Installs: 251,918,540 - Rating: 4.0 · 3,066,571 ratings - Price: Free - In-app purchases: no - Rank: #552 of 2,769,774 Android listings with an install count (no change since 2026-10-18) - Rank: #9 of 129,320 in Finance ## Reviews - Ratings by stars: 5★ 64% · 4★ 10% · 3★ 3% · 2★ 3% · 1★ 19% (3,065,515 ratings) - Critical reviews (from the reviews Google Play shows first, in any language): - 1★ 2026-10-05, Chamra tegi Chamra tegi: why I can't diposit money - 1★ 2026-10-05, Aadil 4019: this app is a total waste. the service is poor. The app doesn't work properly. overall this is the worst app i have ever seen 🤡 - 1★ 2026-10-05, Kunal Parihar: Why is this app mostly offline and has most of the time technical issues? Typical government service - 1★ 2026-10-05, Diptangshu Debnath: Utter trash - 1★ 2026-10-05, Ritesh kumar Singh: I don't know why this app didn't work at Saudi Arabia on Huawei mobile ## Description Experience the next generation of digital banking with YONO SBI. Redesigned with all-new features, YONO offers a faster, more intuitive and highly secure way to manage your finances and lifestyle. YONO SBI brings the power of India’s largest bank directly to your fingertips. Have a question or need assistance for YONO SBI App? For instant support and quick resolution raise the issue on our dedicated site https://crh.sbi.bank.in or call 1800-1111-01. Banking Made Simple Whether you are tech-savvy or beginning your digital journey, YONO SBI makes everyday banking easy: · Use seamless UPI and Quick-pay options to send money to friends, family, or local shops in seconds. · Use SBI UPI for payment transfers even without an SBI account. · Fund your account instantly and start using your money right away. · 24x7 access to manage funds, monitor spending, and plan your finances. · Effortless domestic and international transfers with clear tracking and low fees. · Use lock and unlock controls for your accounts and cards. If you misplace your card, simply lock it in the app. · Upgraded loyalty rewards and personalised offers from leading brands. · Monitor your CIBIL score in real-time, simulate financial decisions to see their impact, and get personalised tips to improve your credit health. Instant Onboarding and Account Management · Video KYC: Open a digital savings account instantly with zero paperwork. · Instant Funding: Add money immediately after account activation and start transacting. · Passbook: View and download statements for up to 150 transactions. Seamless Payments and Transfers · BHIM SBI Pay: Make UPI payments, scan-and-pay, and "Pay to Contacts." · Quick Pay: Transfer up to ₹50,000/- instantly to unregistered beneficiaries. · YONO Cash: Withdraw cash from SBI ATMs without a physical card using secure QR technology. · Global remittances: Securely send money across borders at competitive forex rates with real-time tracking. Investments and Insurance · Wealth Management: Apply for Mutual Funds (SIP/Lumpsum), Securities, and NPS directly. · Instant Insurance: Get quotes and buy Life, Health, and General Insurance within minutes. · Fixed & Recurring Deposits: Open e-Deposits (FD starting at ₹1,000 and RD starting at ₹100) Instant Loans and Credit Cards · Pre-Approved Personal Loans (PAPL): Check eligibility and get funds in your account instantly without branch visits. · Loan Tracking: Monitor your Home, Car, and Education loans 24/7. · SBI Credit Cards: Apply for new cards, pay bills, and manage limits or hot listing instantly. Lifestyle and Rewards · YONO Marketplace: Exclusive deals on travel (Flight, Bus), electronics and fashion from top brands. · Revamped Loyalty Program: Earn and redeem SBI Rewardz points across a multi-tier benefit system tailored to your usage. Additional Banking Services · Card Controls: Set spending limits, manage domestic/international usage, and instantly block or unblock your debit card. · Service Requests: Raise requests for cheque books, account statements, and profile updates, right from the app. · One App, Many Services: Access products such as savings accounts, deposits, loans, cards, investments, and more in one place. · Instant Alerts: Stay updated with real-time notifications for transactions and important account activity. Why choose YONO SBI? Whether you are a retail customer, a student, or a farmer, YONO provides a 360-degree ecosystem. It’s not just a banking app, it’s a lifestyle partner that helps you save, spend, and grow your wealth securely. To ensure high security and digital convenience, we require the following: · SMS: For secure SIM binding and device verification. · Camera: For the Video KYC process and scanning QR codes. · Storage: To safely upload/download necessary documents during account opening or statement retrieval. · Location: To help you find the nearest SBI Branch, ATM, or YONO Cash point. Download YONO SBI App today. --- Source: https://storetally.com/android/com.sbi.lotusintouch As of 2026-10-31, from the StoreTally census.