# CRED: Credit Cards, Bills, UPI Android app · by Dreamplug Technologies Private Limited · Finance CRED: Credit Cards, Bills, UPI has 71,335,873 installs (+0.9% in 30 days), rated 4.7 from 2,996,636 ratings, \#56 of 129,316 in Finance. ## Figures - Installs: 71,335,873 - Rating: 4.7 · 2,996,636 ratings - Price: Free - In-app purchases: no - 7-day growth in installs: +187,170 (+0.3%) (+465,993 over 17.4 days) - 30-day growth in installs: +646,744 (+0.9%) - Rank: #1,953 of 2,769,667 Android listings with an install count (up 1 since 2026-10-16) - Rank: #56 of 129,316 in Finance ## Reviews - Ratings by stars: 5★ 87% · 4★ 6% · 3★ 2% · 2★ <1% · 1★ 4% (2,996,633 ratings) - Critical reviews (from the reviews Google Play shows first, in any language): - 1★ 2026-10-05, Er Ashish: Cred Offerings fake loan offers once you go for it after planning everything, loan will disappear 🫥 Magic - 2★ 2026-10-05, Dhiraj Chand: This app is showing an option to play.. but I have many times rupess wala symbol 3 in a row.. but still I did not won any amount.. fake things by Credit... seriously disgusting.. either you should stop those things so that we don't become fool anymore - 1★ 2026-10-05, Sunil Kumar Yadav: Update..... Not getting worse, it's worse. Uninstalling right away. Just an update, this is becoming much worse after speaking with the team. Moving out to Cheq..At least here onwards will use something that's fruitful. Cred is in no sense rewarding anymore at least in my POV and it has joined the c… - 1★ 2026-10-05, Nitin Garg: PATHETIC CUSTOMER SUPPORT experience as the Bot does not respond properly and keeps giving a fixed response - Currently we are facing surge in volume - Please try again. 1 hour is minimum waiting time for a call back. There is no email or call support. What is this ? Issue : My 5000 coins were deduc… - 1★ 2026-10-05, अंकित मीणा: ghatiya app ! wallet not working ! 2 days ago I did a rent payment still not credited into account ! I'm not gonna use this app anymore ! customer support is s\*hit ## Description CRED is a members-only app for all payment experiences. Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make. What payments can you make on CRED? → Credit card bills: Check & manage credit cards without multiple credit card apps. → Online payments: Pay via UPI or credit card on Swiggy, Myntra & more. → Offline payments: Scan QR codes or Tap to Pay for contactless payments. → Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app. → Transfer money to bank accounts: Send rent or education fees from your credit card. → Autopay: Set up autopay for recurring bills. → Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due. What comes with your CRED membership: Manage multiple credit cards easily Track your credit score & bank balance Spot hidden charges & duplicate spends Get smart statements for better insights Unlock exclusive rewards & privileges Bills you can pay using credit card or UPI: Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc. Education: College fees, school fees, tuition fees, etc. Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc. Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc. FASTag recharge, insurance premium, loan repayment, etc. How to be a CRED member? → To become a CRED member, you need a credit score of 750+ → Download CRED, enter your details, and get a free credit score report → If your credit score is 750+, verify your credit card details and become a member Manage your credit score with CRED: ▪️ Credit score is more than a number, it indicates your financial health ▪️ Keep a tab of your past scores and track your present one ▪️ See the factors affecting your CIBIL score ▪️ Make predictions with foresight & improve your CIBIL score ▪️ Every credit information is encrypted, monitored and protected Credit Cards supported on CRED: HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards. • DTPL acts as a Lending Service Provider (LSP) • CRED app acts as a Digital Lending App (DLA) Personal loans eligibility criteria \* Age: 21- 60 years \* Annual household income: ₹3,00,000 \* Should be a resident of India \* Loan Amount: ₹100 to ₹20,00,000 \* Repayment Tenure: 1 - 84 Months Loan against mutual fund eligibility criteria: \* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, \*Subject to Lender Policy Should be a resident of India \* Loan Amount: ₹1000 to ₹50,00,000 \* Repayment Tenure: 1 Month to 60 Months Annual Percentage Rate (APR): 9.5% to 45% Example: If you borrow ₹5,00,000 for 3 years at 20% p.a. EMI: ₹18,582 \| Processing Fee: ₹17,700 Total Payable: ₹6,68,945 \| Total Cost: ₹1,86,645 Effective APR: 21.92% CRED flash: pay at partner merchants now and repay later, as per lender-approved limits, fees, & KFS terms. Lending partners on CRED: Aditya Birla Capital Ltd, Axis Bank Ltd, DBS Bank India Ltd, DMI Finance Ltd, DSP Finance Pvt. Ltd, IDFC First Bank Ltd, Kisetsu Saison Finance (India) Pvt. Ltd, KrazyBee Services Ltd, L&T Finance Ltd, Newtap Finance Pvt. Ltd, Poonawalla Fincorp Ltd, Respo Financial Capital Pvt. Ltd, Vivriti Capital Pvt. Ltd, Whizdm Finance Private Ltd, YES BANK Ltd. Have things on your mind? Contact us at feedback@cred.club. Grievance Officer: Atul Kumar Patro grievanceofficer@cred.club Send money via UPI, pay your bills, improve your credit score & earn rewards with CRED. Download now. --- Source: https://storetally.com/googleplay/com.dreamplug.androidapp As of 2026-10-27, from the StoreTally census.