Petal Card
#13,156 of 726,788 by ratings on Apple · #780 of 33,198 in Finance
First seen by this census 09/05/2026 — the store does not publish a creation date
Last updated 06/02/2026
Tracked since 09/05/2026
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Category: Finance
Description
Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before.
PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com
PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com
MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.
STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com
FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.
UNBELIEVABLE - You actually read this far, thanks!
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Growth
Change in ratings, scaled to each window from the real gap between crawls. A window needs a full period of history before it reports anything.
| Per | Growth | Growth % | Actual change | Measured over |
|---|---|---|---|---|
| day | Not enough history yet | |||
| week | +17 | +0.2% | +31 | 12.6 days |
| month | Not enough history yet | |||
| year | Not enough history yet | |||
History
Tracking since 09/05/2026. History accumulates as changes are observed — check back soon.