# True Finance: Cash Advance Apple app · by True Finance LLC · Finance Topics: Budgeting True Finance: Cash Advance has 75,750 ratings (+3.8% in 30 days), averaging 4.8 stars, \#199 of 34,935 in Finance. ## Figures - Ratings: 75,750 - Rating: 4.8 · 75,750 ratings - Price: Free - 7-day growth in ratings: +609 (+0.8%) (+1,058 over 12.2 days) - 30-day growth in ratings: +2,676 (+3.8%) (+4,456 over 50 days) - Rank: #3,610 of 771,674 Apple listings with ratings (up 39 since 2026-10-15) - Rank: #199 of 34,935 in Finance ## Chart ranks - #95 Top Free · Finance ## Reviews - Ratings by stars: 5★ 91% · 4★ 3% · 3★ 2% · 2★ 1% · 1★ 3% (75,680 ratings) - Critical reviews (from the reviews the App Store features): - 1★ 2026-01-12, RxffRxff111: People PLEASE READ!!! This is a bait and switch business model. They purposely design their app to look like you qualify for cash advance with the disclosure that you may not be approved for a cash advance (they do this to create a sense of transparency). But when you apply for it you have to sign u… - 2★ 2025-12-03, Jrocker50: Absolute trash. They said my account was disabled because of an issue with my card but my advance was paid back that same day from my linked bank account no problem so I didn’t notice any issue until I opened the app a week later and saw my account was suspended. Reactivated my account then. They ch… - 1★ 2025-05-06, SageFairy: I had paused my subscription. This has been such a great help to me since I did not get paid a month worth of work and I have a case with the labor commission. This has been something that’s been helping me get through. I paused my subscription and told it wouldn’t be a big deal and wanted to come b… - 1★ 2025-01-14, Noob-factory12: Like I mentioned don’t waste your time with this app because it is a complete waste. Right off the bad you’re required to pay $5 for a service that “isn’t guaranteed” but what they mean to say is “we’re just take your $5 and you can go about your day.” Use the apps I mentioned above because at least… - 1★ 2024-11-20, life360megauser: Paid for the subscription to find I wasn’t eligible for cash advance which was fine. I saw they had an earn tab which I was able to make over 150 bucks with, I withdrew 20 and then when I made another 130. My account was suspended. It just said to contact support. The support is very slow and they w… ## Description Instant Cash Advance Up to $150\*, Budget and Earn Money True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances\*. Over $50M in advances given and users have earned over $1,200/month in rewards.

 SMART BUDGETING TOOL Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).

 CASH ADVANCES Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee\*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.

 CREDIT SCORE MONITORING View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
 
 INSTANT PROCESSING Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.

 EARN TAB Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month. MARKETPLACE OFFERS Explore personal loans, credit cards, and insurance from trusted partners — all in one app.

 ABOUT TRUE FINANCE Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.

 MEMBERSHIP DETAILS AND DISCLAIMERS Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025. --- Source: https://storetally.com/apple/6443564349/true-finance-cash-advance As of 2026-10-29, from the StoreTally census.