# Navi: UPI, Payments, Insurance

Android app · by Navi · Finance

Navi: UPI, Payments, Insurance has 223,591,215 installs (+4.7% a month, measured over 53 days), rated 4.3 from 7,328,618 ratings, \#11 of 131,860 in Finance.

## Figures

- Installs: 223,591,215
- Rating: 4.3 · 7,328,618 ratings
- Price: Free
- In-app purchases: no
- 7-day growth in installs: +2,541,669 (+1.2%)
- 30-day growth in installs: +9,632,899 (+4.7%) (+16,950,522 over 52.8 days)
- Rank: #617 of 2,839,599 Android listings with an install count (up 4 since 2026-10-24)
- Rank: #11 of 131,860 in Finance

## Reviews

- Ratings by stars: 5★ 70% · 4★ 11% · 3★ 4% · 2★ 5% · 1★ 10% (7,311,787 ratings)
- Critical reviews (from the reviews Google Play shows first, in any language):
  - 1★ 2026-10-05, Rohit Baile: nice app 🙂🙂🙂🙂🙂🙂
  - 1★ 2026-10-05, Ankit Dadhich: best payment app
  - 2★ 2026-09-17, Vikas Raghav: In initial days app provides a good amount of navi coins but after 5-6 transactions navi coins starts decreasing and sometimes you didn't get any coins even making many transactions per day. If this issues remains same I'll surely uninstall this app.
  - 1★ 2026-09-17, Aadi Boya: I am writing to raise a serious complaint regarding my purchase of a rechargeable fan through an advertisement promoted on Navi. The advertisement displayed a rechargeable fan with multiple features. However, after placing my order, I received a children's toy instead of the product I purchased. I h…
  - 1★ 2026-09-14, Manorama Swain: customer service executive is useless. they offer you for pre-approved loan. when you give them all documents and all access with auto debit features and also give digi locker access, then they reject your application without any proper reason. That means they only want our data.

## Description

Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience. Whether it is lightning-fast UPI payments, investments in mutual funds and gold, or dependable health and motor insurance coverage, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.  
  
1\. Navi UPI  
Simplify money transfers with Navi UPI (NPCI Approved).  
  
Navi UPI Features  
✅ Instantly transfer money to anyone, anytime  
✅ Pay bills and recharge online  
✅ Conveniently scan and pay at any store  
✅ Seamlessly make online payments on various apps  
✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required  
  
2\. Navi Car & Bike Insurance  
Get fast, paperless car & bike insurance on the Navi app  
  
✅ Get insured in minutes: Renew your policy in just a few clicks  
✅ Zero commission: Buy directly from Navi with no extra fees  
✅ Cashless repairs: Get hassle-free repairs across India\*  
✅ Fast claim settlement\*: Get 24-hour support (including Sundays) from a claims relationship manager  
✅ Flexible coverage: Choose from Comprehensive or Third-Party insurance  
✅ Wide variety of add-on options\*: Choose from Roadside Assistance, Zero Depreciation, Return to Invoice, Engine Protect, and more  
  
3\. Navi Health Insurance  
Safeguard yourself and your family's financial future with Navi Health Insurance.  
  
Navi Health Insurance Features  
✅ Coverage up to ₹3 crore  
✅ Health insurance premiums starting at just ₹522\* per month  
✅ Experience quality healthcare at over 12,000+ network hospitals\*  
✅ Cashless claim settlement within 20 minutes\*  
✅ Benefit from 100% coverage\* of hospital bills through a paperless process  
  
4\. Investments  
Discover diverse investment opportunities with mutual funds and digital gold.  
  
Navi Mutual Fund Features  
✅ Diversify with Direct Index Funds for better growth  
✅ Flexible SIP options: daily, weekly, or monthly  
✅ Zero commission & one of lowest expense ratios for cost-effective investing  
✅ Fastest redemption order payout in the industry  
✅ Invest till 3 PM and get the same-day NAV for better returns  
✅ Investment starts with just ₹100  
  
Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.  
  
Navi Gold Features  
✅ 24K Digital Gold  
✅ 99.9% purity  
✅ Investment starts with just ₹50  
  
5\. Referral Program  
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.  
  
About Navi  
\- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.  
\- Car and Bike Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.  
\- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.  
\- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.  
\- Navi UPI is NPCI approved.

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Source: https://storetally.com/android/com.naviapp  
As of 2026-11-08, from the StoreTally census.
