# m10 — Digital Wallet

Android app · by PashaPay · Finance

m10 — Digital Wallet has 4,569,194 installs (+1.8% a month, measured over 51 days), rated 4.5 from 256,461 ratings, \#1,016 of 132,879 in Finance.

## Figures

- Installs: 4,569,194
- Rating: 4.5 · 256,461 ratings
- Price: Free
- In-app purchases: no
- 7-day growth in installs: +16,338 (+0.4%) (+34,682 over 14.9 days)
- 30-day growth in installs: +80,986 (+1.8%) (+138,185 over 51.2 days)
- Rank: #22,165 of 2,867,566 Android listings with an install count (down 379 since 2026-11-01)
- Rank: #1,016 of 132,879 in Finance

## Reviews

- Ratings by stars: 5★ 82% · 4★ 7% · 3★ 1% · 2★ 2% · 1★ 8% (255,567 ratings)

## Description

Payments, transfers, QR payments, and bonuses — all in m10.  
Pay bills, send money, earn bonuses, get VAT refunds, and apply for online loans — all in one app.  
  
💸 PAYMENTS  
Pay for 400+ services in one app.  
 • Transport: BakıKart, metro, and buses  
 • Mobile operators: Azercell, Bakcell, Nar, Naxtel  
 • Utilities: Azəriqaz, Azərişıq, Azərsu  
 • Internet & TV: AiləNet, Aztelecom, BİRLink, Azeronline, and more  
 • Parking & fines: DYP, AzParking  
 • Games & entertainment: Steam, PUBG Mobile, War Thunder  
 • Online services & marketplaces: Tap.az, Turbo.az, Bina.az, Lalafo, Tezbazar  
 • Banking, insurance, education, and other services  
Create templates and make payments in just one tap.  
  
💳 MONEY TRANSFERS  
Send money quickly and easily.  
• Commission-free transfers between m10 users  
• Transfer money to any bank card  
Up to 5,000 ₼ in commission-free transfers per month  
• Request money directly through the app  
  
🛍️ QR PAYMENTS & VAT REFUNDS  
Pay with QR at more than 20,000 locations.  
Scan receipts in the app and get VAT refunds on your purchases.  
  
Partners include:  
• Bravo, Araz, Rahat, and other supermarkets  
• McDonald’s and hundreds of cafes and restaurants  
• Kontakt, İrşad, Music Gallery  
• Pharmacies, cinemas, gas stations, and fashion stores  
  
🎁 BONUSES & BENEFITS  
• Bir Bonus — earn bonuses for QR and bill payments, spend them on purchases, or transfer them to your m10 balance  
• Lemons — collect and exchange them for real money  
  
⚙️ USEFUL FEATURES  
• Garage — add your car, pay parking fees and fines  
• Auto-payments & reminders — stay on top of important payments  
• Azəriqaz cabinet — manage gas services directly in the app  
  
💵 TOP UP & CASH OUT  
• Top up your balance with 0% commission via Milliön terminals and bank cards  
• Supports Birbank, ABB, Unibank, Leobank, Pasha Bank, Rabitabank, Ubank, Expressbank, Dost bank, Yelo bank, xalq bank, AFB, ATB, and other bank cards  
• Withdraw cash at Kapital Bank ATMs  
  
💰 ONLINE LOANS  
Apply for a loan directly in the app without visiting a bank.  
• Amount: 300–25,000 AZN  
• Term: 12–59 months  
• Interest rate: from 10.9% to 43.8% annually  
  
Minimum loan term — 365 days  
Maximum loan term — 1770 days  
  
Requirements:  
• Age: 18–70  
• Citizenship of the Republic of Azerbaijan  
  
Example calculation:  
A 25,000 ₼ loan for 59 months at 43.8% annual interest: monthly payment — 1,038.34 ₼, commission — 750 ₼, total repayment amount — 62,012.06 ₼.  
  
📲 QUICK SIGN-UP  
Register with your phone number or sign in instantly with Bir ID.  
  
Questions?  
• Website: m10.az  
• Hotline: \*8810  
• E-mail: info@m10.az  
  
Join our community on social media:  
Instagram: instagram.com/m10.az  
Telegram: t.me/limonqazani  
Facebook: fb.com/m10.az  
YouTube: youtube.com/@m10byPashaPay  
TikTok: tiktok.com/@m10bypashapay  
WhatsApp: wa.me/994774008810

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Source: https://storetally.com/android/com.m10  
As of 2026-11-09, from the StoreTally census.